Filing Bankruptcy in Arizona
If you are considering filing bankruptcy in Arizona, the first step is to get consumer credit counseling from an approved credit counseling agency. The agency will consult with you and help you determine if you have another way to settle your debts other than bankruptcy. The agency will provide you with a "certificate" showing that you completed the process. This certificate must be filed with the bankruptcy court when you file your bankruptcy petition.
Arizona Median Income
We can help you with a Chapter 7 filing (also known as "straight" or liquidation bankruptcy). If you wish to file a Chapter 13 (a pay back plan) you should hire an attorney because it is more difficult to represent yourself in a Chapter 13. We assist people who have lived in Arizona for at least the past 2 years, who will be filing Chapter 7, and who make equal to or less than the following annual income guidelines, based on your family size.
1 earner...............$41,385.00
2 people...............$53,781.00
3 people................$56,508.00
4 people...............$61,267.00
(add $7,500.00 for each additional family member.)
Chapter 7 Bankruptcy Preparation
We charge a flat fee of $175.00 for the preparation of your documents. We do not charge more regardless of the number of creditors you list in your bankruptcy. The court will charge you a filing fee of $306.00. If you meet the court's poverty guidelines, you may request a waiver of the court filing fee. If you make more than the poverty guidelines, but you are still unable to pay the fee in full, you may request that the court let you pay the fee in four installment payments. It is up to the court to decide whether or not to allow the waiver or installment payments.
How to Get Started with Your Arizona Bankruptcy Filing
1. We are required by law to provide you with certain Required-Notices prior to accepting your fee or completing your bankruptcy. You must read the disclosures prior to hiring us. They provide you with information about the bankruptcy process.
2. Read and sign the Contract for Preparation of Documents . Return to us when sending us your completed bankruptcy worksheet. We must receive the signed contract prior to completing your documents.
3. Gather the following information: Your average income for the previous past six months, your current bills or creditor list, a list of all property you own including cars, furniture, clothing and real estate and a list of your household living expenses for housing, utilities, insurance, food and other monthly basics.
4. Download the worksheet we need to complete your bankruptcy petition:
Choose either the Word or the Adobe pdf version.
Bankruptcy Worksheet. Word Version When prompted to either "open" or "save", choose "save". Then open the worksheet in Word, provide the requested information and return the worksheet to us by one of the methods listed below.
Bankruptcy Worksheet. Adobe pdf Version.
How to Return The Arizona Bankruptcy Worksheet To Us
By web: Secure, Encrypted Email: https://dropbox.yousendit.com/IndependentDocPrep
OR Fax to: 1-800-503-6106
How to Pay Our Bankruptcy Preparation Fees
To use PayPal click "buy now" button, or call us at 1-800-503-6107 to pay via debit card. You may also mail a check to the address on our "contact" page.