ABOUT OUR ARIZONA BANKRUPTCY SERVICE

If you are considering filing bankruptcy in Arizona, the first step is to get consumer credit counseling from an approved credit counseling agency. The agency will consult with you and help you determine if you have another way to settle your debts other than bankruptcy.  The agency will provide you with a "certificate" showing that you completed the process.  This certificate must be filed with the bankruptcy court when you file your bankruptcy petition.

We can help you with a Chapter 7 filing (also known as "straight" or liquidation bankruptcy). If you wish to file a Chapter 13 (a pay back plan) you should hire an attorney because it is more difficult to represent yourself in a Chapter 13.

We assist people who have lived in Arizona for at least the past 2 years, who will be filing Chapter 7, and who make equal to or less than the following annual income guidelines, based on your family size.

Income Chart:

1 earner.....................$40,945.00
2 people....................$53,153.00
3 people....................$59,782.00
4 people....................$66,903.00
(add $6,900.00 for each additional family member.)

If your income is more than the above, you may still be able to file a Chapter 7, however, your case may be more complex and we will not be able to assist you.  We recommend that you consult an attorney if your income exceeds the guidelines.

We charge a flat fee of $150.00 for the preparation of your documents.  We do not charge more regardless of the number of creditors you list in your bankruptcy. 

The court will charge you a filing fee of $299.00.  If you meet the court's poverty guidelines, you may request a waiver of the court filing fee.  If you make more than the poverty guidelines, but you are still unable to pay the fee in full, you may request that the court let you pay the fee in four installment payments.  It is up to the court to decide whether or not to allow the waiver or installment payments.

HOW TO GET STARTED

1. We are required by law to provide you with certain important disclosures prior to accepting your fee or completing your bankruptcy.  You must read the disclosures prior to hiring us. They provide you with information about the bankruptcy process.

2. Read and sign the "Contract for Preparation of Documents" .  Return to us when sending us your completed bankruptcy worksheet.  We must receive the signed contract prior to completing your documents.

3.  Gather the following information:  You average income for the previous past six months, your current bills or creditor list, a list of all property you own including cars, furniture, clothing and real estate and a list of your household living expenses for housing, utilities, insurance, food and other monthly basics.

4.  Download the worksheet we need to complete your bankruptcy petition. Choose either the Word® or the Adobe® pdf version

Bankruptcy Worksheet. Word® Version
When prompted to either "open" or "save",  choose "save".  Then open the worksheet in Word®, provide the requested information and return the worksheet to us by one of the methods listed below.

Bankruptcy Worksheet.  Adobe® pdf Version
Provide the requested information, then return the worksheet to us by one of the following methods.

Please completely and accurately fill out the worksheet. Do not leave any blank spaces. If a question does not pertain to your situation, put "none".

The information you give us will be used to complete your official bankruptcy petition for filing in federal Bankruptcy Court. The information MUST be accurate. Making a false statement on a bankruptcy petition, or omitting or concealing assets can subject you to fine, imprisonment or both.

If you need legal advice, contact an attorney. Please do not contact us for legal advice. We cannot advise you. Document preparers are allowed to prepare the paperwork only. Many attorneys will offer you a low-cost consultation.

HOW TO RETURN THE WORKSHEET TO US

         Secure Email:
         Click the "lock" below to upload and email your completed worksheet via our secure server:
        Send Secure email:

        OR Fax to:  1-800-503-6106

        HOW TO PAY OUR FEES

Use the PayPal link below to pay our fee with your debit card.  Please do not use a credit card to pay for your bankruptcy.  You may also call us at 800-503-6107 to pay by phone with your debit card. If you prefer to send a check or money order please mail it to the address at the bottom of the page.

"We are a debt relief agency.  We help people file bankruptcy under the US Bankruptcy Code."